U Upgrade Debt Consolidation Loan Consolidation Upgrade APR 7.74–35.99% /yr Amount $1k–$50k Term 24–84mo Requirements Minimum credit score 580 US citizen or permanent resident Verifiable income
L LendingClub Debt Consolidation Loan Consolidation LendingClub APR 5.96–35.99% /yr Amount $1k–$40k Term 24–60mo Requirements Minimum credit score 600 US citizen or permanent resident Verifiable income
S SoFi Debt Consolidation Loan Consolidation SoFi APR 7.74–35.49% /yr Amount $5k–$100k Term 24–84mo Requirements Minimum credit score 680 US citizen or permanent resident Employed or have regular income
N NetCredit Personal Loans Personal NetCredit APR 34.0–36% /yr Amount $1k–$10k Term 6–60mo Requirements Active bank account Verifiable income Age 18+
D DCU Auto Loan Auto DCU (Digital Federal Credit Union) APR 5.24–18.0% /yr Amount $500–$150k Term 12–84mo Requirements US resident DCU membership (free to join) Valid SSN
U USAA Auto Loan for Military Families Auto USAA APR 4.49–18.74% /yr Amount $5k Term 12–84mo Requirements US military member, veteran, or family USAA membership required Valid US SSN
C CarMax Auto Finance Auto CarMax Auto Finance APR 5.49–27.99% /yr Amount $2k–$75k Term 36–72mo Requirements US resident Aged 18+
W Wells Fargo Auto Loans Auto Wells Fargo APR 5.49–19.99% /yr Amount $5k–$100k Term 12–72mo Requirements US resident Aged 18+ Good credit
A Ally Auto Finance Auto Ally Financial APR 5.99–22.99% /yr Amount $5k–$75k Term 12–84mo Requirements US resident Aged 18+
P PenFed Auto Loans Auto PenFed Credit Union APR 4.14–17.99% /yr Amount $500–$100k Term 12–84mo Requirements PenFed membership (open to all) US resident Aged 18+
B Bank of America Auto Loans Auto Bank of America APR 5.49–17.99% /yr Amount $7.5k–$100k Term 12–75mo Requirements US resident Aged 18+ Good credit
C Chase Auto Finance Auto Chase APR 5.49–17.99% /yr Amount $4k–$100k Term 12–72mo Requirements US resident Aged 18+ Good credit history
N Navy Federal Auto Loan Auto Navy Federal Credit Union APR 3.89–18.24% /yr Amount $250–$100k Term 12–96mo Requirements Military/DoD affiliation Navy Federal membership US resident
A Achieve Personal Loans for Debt Consolidation Personal Achieve APR 6.25–35.99% /yr Amount $5k–$50k Term 24–60mo Requirements Minimum credit score 640 US citizen or permanent resident Verifiable income
F Figure Home Equity Line of Credit Mortgage Figure APR 6.75–15.0% /yr Amount $15k–$750k Term 60–360mo Requirements Homeowner with sufficient equity Good credit score Reliable payment history
B Best Egg Personal Loans Personal Best Egg APR 6.99–35.99% /yr Amount $2k–$50k Term 36–60mo Requirements US citizen or permanent resident Age 18+ Valid SSN
A Affirm Pay Over Time Personal Affirm APR 0.0–36.0% /yr Amount $50–$17.5k Term 3–60mo Requirements US resident Age 18+ Valid mobile phone number
B Better Mortgage Refinance Mortgage Better Mortgage APR 5.5–7.5% /yr Amount $50k–$3M Term 180–360mo Requirements Minimum credit score 620 US property owner Proof of income and employment
F Bethpage Federal Credit Union HELOC Mortgage FourLeaf Federal Credit Union APR 5.99–7.5% /yr Amount $10k–$500k Term 60–240mo Requirements Homeowner with equity in property Credit union membership required Good credit history
L LightStream Auto Loans: Competitive Financing Options Auto LightStream (Truist) APR 6.49–25.39% /yr Amount $5k–$100k Term 24–84mo Requirements Good to excellent credit required for best rates US citizen or permanent resident
W Wells Fargo Personal Loans Personal Wells Fargo APR 6.74–24.49% /yr Amount $3k–$100k Term 12–84mo Requirements US citizen or permanent resident Age 18+ Valid SSN
A Alliant Credit Union Personal Loans Personal Alliant Credit Union APR 6.75–16.0% /yr Amount $1k–$50k Term 12–60mo Requirements Alliant Credit Union membership required (open to all via joining Foster Care to Success) US citizen or permanent resident Age 18+
A Autopay Auto Loans Auto AUTOPAY APR 4.67–21.99% /yr Amount $5k–$100k Term 24–84mo Requirements Minimum credit score 580 Vehicle less than 10 years old Valid US driver license
D Discover Personal Loans Consolidation Discover APR 7.99–24.99% /yr Amount $2.5k–$40k Term 36–84mo Requirements US citizen or permanent resident Age 18+ Valid SSN
U Upgrade Personal Loans Personal Upgrade APR 7.74–35.99% /yr Amount $1k–$50k Term 24–84mo Requirements Minimum credit score 600 US citizen or permanent resident Valid bank account
M myAutoloan Auto Loan Auto myAutoloan APR 3.99–24.99% /yr Amount $8k–$100k Term 24–84mo Requirements US resident Age 18+ Valid SSN
A Avant Personal Loans Personal Avant APR 9.95–35.99% /yr Amount $2k–$35k Term 24–60mo Requirements US resident Age 18+ Valid SSN
S SoFi Student Loan Refinancing Student SoFi APR 4.24–10.37% /yr Amount $5k–$1000.0k Term 60–240mo Requirements US citizen or permanent resident Employed or have an offer starting within 90 days Bachelor degree or higher from eligible school
O Oportun Personal Loans for Credit Building Personal Oportun APR 19.9–35.95% /yr Amount $300–$10k Term 12–48mo Requirements No minimum credit score required US resident in eligible state Valid bank account or debit card
A Kabbage Business Line of Credit Business American Express APR — /yr Amount $2k–$250k Term 1–18mo Requirements FICO score 660+ Business at least 1 year old Average monthly revenue $3,000+
R Rocket Mortgage by Quicken Loans Mortgage Rocket Mortgage APR 6.875–7.148% /yr Amount $50k–$3M Term 180–360mo Requirements US citizen or permanent resident Valid employment and income documentation Minimum credit score applies
C Citizens Personal Loans Personal Citizens Bank APR 7.49–22.44% /yr Amount $5k–$50k Term 36–84mo Requirements US citizen or permanent resident Age 18+ Valid SSN
C College Ave Student Loans Student College Ave APR 2.09–17.99% /yr Amount Up to $1k Term 60–180mo Requirements US citizen or permanent resident Enrolled at eligible school Creditworthy cosigner may be required
H Happy Money Personal Loans Personal Happy Money APR 7.95–35.99% /yr Amount $5k–$40k Term 24–60mo Requirements US citizen or permanent resident Age 18+ Valid SSN
N Navy Federal Credit Union Personal Loans Personal Navy Federal Credit Union APR 8.99–18.0% /yr Amount $250–$50k Term 6–180mo Requirements Navy Federal membership required (active duty, veterans, DoD civilians, and their families) US citizen or permanent resident Age 18+
P Payoff Credit Card Payoff Loan Personal Happy Money APR 7.95–35.99% /yr Amount $5k–$40k Term 24–60mo Requirements US citizen or permanent resident Age 18+ Valid SSN
P PenFed Credit Union Personal Loans Personal PenFed Credit Union APR 6.09–17.99% /yr Amount $600–$50k Term 12–60mo Requirements PenFed membership required (open to all via Voices for Americas Troops association) US citizen or permanent resident Age 18+
S Spring EQ Home Equity Loans Mortgage Spring EQ APR 8.5–11.5% /yr Amount $25k–$500k Term 60–360mo Requirements Homeowner with sufficient equity US resident (not available in NY, HI, UT) Property appraisal required
C Carvana Auto Finance Auto Carvana APR 6.9–27.9% /yr Amount $1k–$100k Term 24–84mo Requirements US resident Age 18+ Valid SSN
L LendingClub Personal Loan Personal LendingClub APR 6.53–35.99% /yr Amount $1k–$40k Term 24–60mo Requirements US citizen or permanent resident Age 18+ Valid SSN
C Capital One Auto Finance Auto Capital One APR 4.91–14.99% /yr Amount $4k–$100k Term 36–72mo Requirements US resident Age 18+ Valid SSN
S Sallie Mae Student Loans Student Sallie Mae APR 2.99–16.38% /yr Amount $1k–$200k Term 60–180mo Requirements US citizen or permanent resident (international students may apply with eligible cosigner) Age 18+ Valid SSN
U Upstart Debt Consolidation Loans Personal Upstart APR 6.2–35.99% /yr Amount $1k–$50k Term 36–60mo Requirements US citizen or permanent resident Age 18+ Valid SSN
E Earnest Student Loan Refinance Student Earnest APR 4.15–14.9% /yr Amount $5k–$500k Term — Requirements US citizen or permanent resident Bachelor degree from eligible institution Minimum credit score required
L LightStream Personal Loan Personal LightStream APR 6.49–24.89% /yr Amount $5k–$100k Term 24–240mo Requirements US citizen or permanent resident Age 18+ Valid SSN
R Rocket Mortgage Review: America's Largest Lender Mortgage Rocket Mortgage APR 6.17–6.5% /yr Amount $50k–$3M Term 180–360mo Requirements US citizen or permanent resident Age 18+ Valid SSN
P Prosper Personal Loan Personal Prosper APR 8.99–35.99% /yr Amount $2k–$50k Term 24–60mo Requirements US citizen or permanent resident Age 18+ Valid SSN
B Better Mortgage: A Transparent Lending Experience Mortgage Better Mortgage APR 6.5–8.0% /yr Amount $50k–$2M Term — Requirements US citizen or permanent resident Valid income documentation Property in eligible state
S SoFi Personal Loan Personal SoFi APR 7.74–35.49% /yr Amount $5k–$100k Term 24–84mo Requirements US citizen or permanent resident (or valid visa holder) Age 18+ Valid SSN
N Navy Federal Credit Union Personal Loan Personal Navy Federal Credit Union APR 8.74–18.0% /yr Amount — Term —
R Rocket Loans Debt Consolidation Consolidation Rocket Loans APR 9.116–29.99% /yr Amount $2k–$45k Term 36–60mo Requirements SSN required US address Minimum 640 credit score
W Wells Fargo Debt Consolidation Loan Consolidation Wells Fargo APR 5.74–19.99% /yr Amount $3k–$100k Term 12–84mo Requirements SSN required US address Good credit history
P Payoff Debt Consolidation Loan Consolidation Payoff APR 5.99–24.99% /yr Amount $5k–$40k Term 24–60mo Requirements SSN required Minimum 640 credit score Minimum $2,000 in credit card debt
M Marcus Debt Consolidation Loan Consolidation Marcus by Goldman Sachs APR 6.99–24.99% /yr Amount $3.5k–$40k Term 36–72mo Requirements SSN required US address Good credit history
C CommonBond Student Loan Refinance Student CommonBond APR 4.44–8.99% /yr Amount $5k–$500k Term 60–180mo Requirements US citizen or permanent resident Bachelor's degree minimum Employed or have job offer
C Citizens Bank Student Loan Refinance Student Citizens Bank APR 4.89–9.74% /yr Amount $10k–$500k Term 60–240mo Requirements US citizen or permanent resident Bachelor's degree or higher Minimum annual income $24,000
E ELFI Student Loan Refinance Student ELFI APR 4.86–8.44% /yr Amount $10k–$300k Term 60–240mo Requirements US citizen or permanent resident Bachelor's degree or higher Minimum income $35,000
L Laurel Road Student Loan Refinance Student Laurel Road APR 4.49–8.89% /yr Amount $5k–$300k Term 60–240mo Requirements US citizen or permanent resident Degree from accredited institution Minimum annual income $36,000
S Splash Financial Student Loan Refinance Student Splash Financial APR 4.96–9.99% /yr Amount $5k–$500k Term 60–240mo Requirements US citizen or permanent resident Bachelor's degree or higher Minimum income varies by lender
A Achieve Personal Loan Achieve APR 8.99–35.99% /yr Amount $5k–$50k Term 24–60mo Requirements SSN required US address Minimum 620 credit score
L LendingPoint Personal Loan LendingPoint APR 7.99–35.99% /yr Amount $1k–$36.5k Term 24–72mo Requirements SSN required US address Minimum $35,000 annual income
O OneMain Financial Personal Loan OneMain Financial APR 11.99–35.99% /yr Amount $1.5k–$30k Term 24–60mo Requirements ITIN or SSN US address Proof of income
S Self Credit Builder Loan Credit Builder Self Financial APR 15.92% /yr Amount $520–$3.6k Term 12–24mo Requirements SSN or ITIN accepted No credit check required No minimum credit score
P PNC Personal Loan PNC APR 8.14–24.99% /yr Amount $1k–$35k Term 6–60mo Requirements SSN, ITIN, or passport accepted US address Good credit typically required
A Alliant Credit Union Personal Loan Alliant Credit Union APR 8.74–11.74% /yr Amount $1k–$100k Term 12–60mo Requirements SSN or ITIN accepted Alliant membership required (open to anyone) Limited credit history may qualify
H Happen Bank Personal Loan Happen Bank APR 6.53–35.99% /yr Amount $1k–$40k Term 24–60mo Requirements SSN required Joint/co-borrower applications available Permanent residents eligible
U Upstart Personal Loan Upstart APR 6.3–35.99% /yr Amount $1k–$75k Term 36–60mo Requirements US citizen or permanent resident Some visa holders accepted SSN required
W Wells Fargo Personal Loan Wells Fargo APR 6.74–25.99% /yr Amount $3k–$100k Term 12–84mo Requirements SSN or ITIN accepted Must be existing Wells Fargo customer Minimum 660 credit score
O Oportun Personal Loan Oportun APR 35.95–35.99% /yr Amount $300–$10k Term 12–48mo Requirements SSN, ITIN, or passport accepted No credit history required No minimum credit score
U Upgrade Personal Loan Upgrade APR 7.74–35.99% /yr Amount $1k–$75k Term 24–84mo Requirements SSN, passport, or valid visa Permanent residents or visa holders Minimum 580 credit score
A Armed Forces Bank Personal Loan Personal Armed Forces Bank APR 8.99–17.99% /yr Amount $500–$25k Term —
B BlueVine Business Line of Credit Business BlueVine APR 6.2% /yr Amount $5k–$250k Term 6–12mo Requirements Business at least 2 years old Annual revenue $120,000+ FICO 650+
O OnDeck Business Term Loan Business OnDeck APR 29.9% /yr Amount $5k–$250k Term 3–24mo Requirements Business at least 1 year old Annual revenue $100,000+ FICO 625+