U Upgrade Debt Consolidation Loan Consolidation Upgrade APR 7.74–35.99% /yr Amount $1k–$50k Term 24–84mo Requirements Minimum credit score 580 US citizen or permanent resident Verifiable income
L LendingClub Debt Consolidation Loan Consolidation LendingClub APR 5.96–35.99% /yr Amount $1k–$40k Term 24–60mo Requirements Minimum credit score 600 US citizen or permanent resident Verifiable income
S SoFi Debt Consolidation Loan Consolidation SoFi APR 7.74–35.49% /yr Amount $5k–$100k Term 24–84mo Requirements Minimum credit score 680 US citizen or permanent resident Employed or have regular income
D DCU Auto Loan Auto DCU (Digital Federal Credit Union) APR 5.24–18.0% /yr Amount $500–$150k Term 12–84mo Requirements US resident DCU membership (free to join) Valid SSN
U USAA Auto Loan for Military Families Auto USAA APR 5.09–18.74% /yr Amount $5k–$150k Term 12–84mo Requirements US military member, veteran, or family USAA membership required Valid US SSN
C CarMax Auto Finance Auto CarMax Auto Finance APR 5.49–27.99% /yr Amount $2k–$75k Term 36–72mo Requirements US resident Aged 18+
W Wells Fargo Auto Loans Auto Wells Fargo APR 5.49–19.99% /yr Amount $5k–$100k Term 12–72mo Requirements US resident Aged 18+ Good credit
A Ally Auto Finance Auto Ally Financial APR 5.99–22.99% /yr Amount $5k–$75k Term 12–84mo Requirements US resident Aged 18+
P PenFed Auto Loans Auto PenFed Credit Union APR 4.14–17.99% /yr Amount $500–$100k Term 12–84mo Requirements PenFed membership (open to all) US resident Aged 18+
B Bank of America Auto Loans Auto Bank of America APR 5.49–17.99% /yr Amount $7.5k–$100k Term 12–75mo Requirements US resident Aged 18+ Good credit
C Chase Auto Finance Auto Chase APR 5.49–17.99% /yr Amount $4k–$100k Term 12–72mo Requirements US resident Aged 18+ Good credit history
N Navy Federal Auto Loan Auto Navy Federal Credit Union APR 3.89–18.24% /yr Amount $250–$100k Term 12–96mo Requirements Military/DoD affiliation Navy Federal membership US resident
O Oportun Personal Loans for Credit Building Personal Oportun APR 19.9–35.95% /yr Amount $300–$10k Term 12–48mo Requirements No minimum credit score required US resident in eligible state Valid bank account or debit card
U Upgrade Personal Loans Personal Upgrade APR 7.74–35.99% /yr Amount $1k–$50k Term 24–84mo Requirements Minimum credit score 600 US citizen or permanent resident Valid bank account
A Kabbage Business Line of Credit Business American Express APR — /yr Amount $2k–$250k Term 1–18mo Requirements FICO score 660+ Business at least 1 year old Average monthly revenue $3,000+
A Autopay Auto Loans Auto AUTOPAY APR 4.67–21.99% /yr Amount $5k–$100k Term 24–84mo Requirements Minimum credit score 580 Vehicle less than 10 years old Valid US driver license
C College Ave Student Loans Student College Ave APR 2.09–17.99% /yr Amount Up to $1k Term 60–180mo Requirements US citizen or permanent resident Enrolled at eligible school Creditworthy cosigner may be required
L LightStream Auto Loans: Competitive Financing Options Auto LightStream (Truist) APR 6.49–25.39% /yr Amount $5k–$100k Term 24–84mo Requirements Good to excellent credit required for best rates US citizen or permanent resident
S SoFi Student Loan Refinancing Student SoFi APR 4.24–10.37% /yr Amount $5k–$1000.0k Term 60–240mo Requirements US citizen or permanent resident Employed or have an offer starting within 90 days Bachelor degree or higher from eligible school
P Possible Finance Small Emergency Loans Possible Finance APR 65–249% /yr Amount $50–$500 Term 2–2mo Requirements No minimum credit score Active bank account with income history US resident in eligible state
F Figure Home Equity Line of Credit Mortgage Figure APR 6.75–15.0% /yr Amount $15k–$750k Term 60–360mo Requirements Homeowner with sufficient equity Good credit score Reliable payment history
F Bethpage Federal Credit Union HELOC Mortgage FourLeaf Federal Credit Union APR 5.99–7.5% /yr Amount $10k–$500k Term 60–240mo Requirements Homeowner with equity in property Credit union membership required Good credit history
S Spring EQ Home Equity Loans Mortgage Spring EQ APR 8.5–11.5% /yr Amount $25k–$500k Term 60–360mo Requirements Homeowner with sufficient equity US resident (not available in NY, HI, UT) Property appraisal required
R Rocket Mortgage by Quicken Loans Mortgage Rocket Mortgage APR 6.875–7.148% /yr Amount $50k–$3M Term 180–360mo Requirements US citizen or permanent resident Valid employment and income documentation Minimum credit score applies
B Better Mortgage Refinance Mortgage Better Mortgage APR 5.5–7.5% /yr Amount $50k–$3M Term 180–360mo Requirements Minimum credit score 620 US property owner Proof of income and employment
A Achieve Personal Loans for Debt Consolidation Personal Achieve APR 6.25–35.99% /yr Amount $5k–$50k Term 24–60mo Requirements Minimum credit score 640 US citizen or permanent resident Verifiable income
E Earnest Student Loan Refinance Student Earnest APR 4.15–14.9% /yr Amount $5k–$500k Term — Requirements US citizen or permanent resident Bachelor degree from eligible institution Minimum credit score required
B Better Mortgage: A Transparent Lending Experience Mortgage Better Mortgage APR 6.5–8.0% /yr Amount $50k–$2M Term — Requirements US citizen or permanent resident Valid income documentation Property in eligible state
L LendNation Payday Loans and Services LendNation APR 100.0–200.0% /yr Amount $50–$1.5k Term 1–6mo Requirements Active bank account Government-issued ID Proof of income
M MoneyKey Online Loans MoneyKey APR 49.0–200.0% /yr Amount $200–$3.5k Term 3–12mo Requirements Active bank account Verifiable income US resident in eligible state
B Brigit Instant Cash Credit Builder Brigit APR — /yr Amount $50–$250 Term 1–1mo Requirements Active bank account with regular income deposits No credit check required US resident
D Dave ExtraCash Credit Builder Dave APR — /yr Amount $25–$500 Term 1–1mo Requirements Dave Checking account Active bank account with income history No credit check
O OppLoans Personal Loans OppLoans APR 59.0–199.0% /yr Amount $500–$4k Term 9–18mo Requirements No minimum credit score Active bank account Verifiable income
S Speedy Cash Auto Speedy Cash APR 36.0–199.0% /yr Amount $50–$5k Term ≤24mo Requirements Active bank account Verifiable income Age 18+
C CashNetUSA CashNetUSA APR 89.0–199.0% /yr Amount $100–$3k Term ≤12mo Requirements Active bank account Verifiable income Age 18+
A ACE Cash Express Payday & Installment Loans ACE Cash Express APR 99.0–199.0% /yr Amount $100–$2k Term ≤6mo Requirements Active bank account Verifiable income Age 18+
R RISE Credit Installment Loans Personal RISE Credit APR 60.0–199.0% /yr Amount $500–$5k Term 4–26mo Requirements Active bank account Verifiable income Age 18+
C Check Into Cash Check Into Cash APR 36.0–199.0% /yr Amount $50–$3k Term ≤12mo Requirements Active bank account Verifiable income Age 18+
A Advance America Advance America APR 36.0–199.0% /yr Amount $100–$5k Term ≤24mo Requirements Active bank account Verifiable income Age 18+
N NetCredit Personal Loans Personal NetCredit APR 34.0–155.0% /yr Amount $1k–$10k Term 6–60mo Requirements Active bank account Verifiable income Age 18+
O OppLoans Personal Loans Personal OppLoans APR 59.0–199.0% /yr Amount $500–$4k Term 9–18mo Requirements Active bank account Verifiable income Age 18+
A Avant Personal Loans Personal Avant APR 9.95–35.99% /yr Amount $2k–$35k Term 24–60mo Requirements US resident Age 18+ Valid SSN
M Quick Auto Loan Auto myAutoloan APR 3.99–24.99% /yr Amount $8k–$100k Term 24–84mo Requirements US resident Age 18+ Valid SSN
D Discover Personal Loans Personal Discover APR 7.99–24.99% /yr Amount $2.5k–$40k Term 36–84mo Requirements US citizen or permanent resident Age 18+ Valid SSN
P PenFed Credit Union Personal Loans Personal PenFed Credit Union APR 6.09–17.99% /yr Amount $600–$50k Term 12–60mo Requirements PenFed membership required (open to all via Voices for Americas Troops association) US citizen or permanent resident Age 18+
A Affirm Pay Over Time Personal Affirm APR — /yr Amount $50–$17.5k Term 3–60mo Requirements US resident Age 18+ Valid mobile phone number
B Best Egg Personal Loans Personal Best Egg APR 6.99–35.99% /yr Amount $2k–$50k Term 36–60mo Requirements US citizen or permanent resident Age 18+ Valid SSN
C Citizens Personal Loans Personal Citizens Bank APR 7.49–22.44% /yr Amount $5k–$50k Term 36–84mo Requirements US citizen or permanent resident Age 18+ Valid SSN
H Happy Money Personal Loans Personal Happy Money APR 7.95–35.99% /yr Amount $5k–$40k Term 24–60mo Requirements US citizen or permanent resident Age 18+ Valid SSN
P Payoff Credit Card Payoff Loan Personal Happy Money APR 7.95–35.99% /yr Amount $5k–$40k Term 24–60mo Requirements US citizen or permanent resident Age 18+ Valid SSN
N Navy Federal Credit Union Personal Loans Personal Navy Federal Credit Union APR 8.99–18.0% /yr Amount $250–$50k Term 6–180mo Requirements Navy Federal membership required (active duty, veterans, DoD civilians, and their families) US citizen or permanent resident Age 18+
W Wells Fargo Personal Loans Personal Wells Fargo APR 6.74–24.49% /yr Amount $3k–$100k Term 12–84mo Requirements US citizen or permanent resident Age 18+ Valid SSN
A Alliant Credit Union Personal Loans Personal Alliant Credit Union APR 6.75–16.0% /yr Amount $1k–$50k Term 12–60mo Requirements Alliant Credit Union membership required (open to all via joining Foster Care to Success) US citizen or permanent resident Age 18+
C Carvana Auto Finance Auto Carvana APR 6.9–27.9% /yr Amount $1k–$100k Term 24–84mo Requirements US resident Age 18+ Valid SSN
P Prosper Personal Loan Personal Prosper APR 8.99–35.99% /yr Amount $2k–$50k Term 24–60mo Requirements US citizen or permanent resident Age 18+ Valid SSN
U Upstart Personal Loan Personal Upstart APR 6.2–35.99% /yr Amount $1k–$50k Term 36–60mo Requirements US citizen or permanent resident Age 18+ Valid SSN
S SoFi Personal Loan Personal SoFi APR 7.74–35.49% /yr Amount $5k–$100k Term 24–84mo Requirements US citizen or permanent resident (or valid visa holder) Age 18+ Valid SSN
R Rocket Mortgage Review: America's Largest Lender Mortgage Rocket Mortgage APR 6.17–6.5% /yr Amount $50k–$3M Term 180–360mo Requirements US citizen or permanent resident Age 18+ Valid SSN
L LendingClub Personal Loan Personal LendingClub APR 6.53–35.99% /yr Amount $1k–$40k Term 24–60mo Requirements US citizen or permanent resident Age 18+ Valid SSN
L LightStream Personal Loan Personal LightStream APR 6.49–24.89% /yr Amount $5k–$100k Term 24–240mo Requirements US citizen or permanent resident Age 18+ Valid SSN
C Capital One Auto Finance Auto Capital One APR 4.91–14.99% /yr Amount $4k–$100k Term 36–72mo Requirements US resident Age 18+ Valid SSN
S Sallie Mae Student Loans Student Sallie Mae APR 2.99–16.38% /yr Amount $1k–$200k Term 60–180mo Requirements US citizen or permanent resident (international students may apply with eligible cosigner) Age 18+ Valid SSN
B BlueVine Business Line of Credit Business BlueVine APR 6.2% /yr Amount $5k–$250k Term 6–12mo Requirements Business at least 2 years old Annual revenue $120,000+ FICO 650+
O OnDeck Business Term Loan Business OnDeck APR 29.9% /yr Amount $5k–$250k Term 3–24mo Requirements Business at least 1 year old Annual revenue $100,000+ FICO 625+