Upstart Personal Loan
AI-powered lending platform offering personal loans from $1,000 to $50,000. Considers education and employment in addition to credit score for approval.
Last checked on August 19, 2026. We may earn a commission when you click through.
Advertisement
Personal
Upstart Personal Loan
Upstart
Updated 7 days ago
Check eligibility →
You'll be redirected to upstart.com
APR
6.2–35.99%
Amount
$1,000 – $50,000
Term
36–60 mo
Requirements
- US citizen or permanent resident
- Age 18+
- Valid SSN
- Bank account
- Minimum credit score 300
- Verifiable income or employment
- No recent bankruptcies
- Valid email and phone number
Rates shown are representative. Your actual rate may differ based on your circumstances. We may earn a commission for referrals.
Check eligibility →
You'll be redirected to upstart.com
You might also like
Wells Fargo Personal Loans
Learn morePayoff (Happy Money) Credit Card Payoff
Learn moreOportun Personal Loans
Learn moreAlliant Credit Union Personal Loans
Learn moreNavy Federal Credit Union Personal Loans
Learn more
Best Egg Personal Loans
Personal- APR
- 6.99–35.99%
- /yr
- Amount
- $2k–$50k
- Term
- 36–60mo
Requirements
- US citizen or permanent resident
- Age 18+
- Valid SSN
Wells Fargo Personal Loans
Personal- APR
- 6.74–24.49%
- /yr
- Amount
- $3k–$100k
- Term
- 12–84mo
Requirements
- US citizen or permanent resident
- Age 18+
- Valid SSN
Payoff Credit Card Payoff Loan
Personal- APR
- 7.95–35.99%
- /yr
- Amount
- $5k–$40k
- Term
- 24–60mo
Requirements
- US citizen or permanent resident
- Age 18+
- Valid SSN
Oportun
- APR
- 19.9–35.95%
- /yr
- Amount
- $300–$10k
- Term
- 12–48mo
Requirements
- No minimum credit score required
- US resident in eligible state
- Valid bank account or debit card
Alliant Credit Union Personal Loans
Personal- APR
- 6.75–16.0%
- /yr
- Amount
- $1k–$50k
- Term
- 12–60mo
Requirements
- Alliant Credit Union membership required (open to all via joining Foster Care to Success)
- US citizen or permanent resident
- Age 18+
Navy Federal Credit Union
- APR
- 8.99–18.0%
- /yr
- Amount
- $250–$50k
- Term
- 6–180mo
Requirements
- Navy Federal membership required (active duty, veterans, DoD civilians, and their families)
- US citizen or permanent resident
- Age 18+