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August 2026

10 Aug

Personal Loan Showdown: Bank Alfalah vs. JS Bank vs. HBL

Compare top personal loans: JS Bank's highest PKR 4M ceiling vs. HBL's 21.8% starting rate. Find your best fit.

Trending items

F

Faysal Islami Personal Finance
Personal
Faysal Bank
APR

30.0%

/yr

Amount

Rs50k–Rs4M

Term

12–48mo
Requirements
- Pakistani national
- Age 18-70 at maturity
- Min salary PKR 50,000 (salaried) or PKR 100,000 (self-employed)
⚡ Via branch or call 021 111 06 06 06 Check rates →
S

Standard Chartered Personal Loan
Personal
Standard Chartered
APR

22.0–28.0%

/yr

Amount

Rs30k–Rs4M

Term

12–60mo
Requirements
- Pakistani national aged 21+ (salaried) or 25+ (self-employed)
- Valid CNIC
- Active email and Pakistan mobile number
⚡ 10 working days Check rates →
U

UBL CashPlus Personal Loan
Personal
UBL
APR

23.0–28.0%

/yr

Amount

Rs50k–Rs3M

Term

12–48mo
Requirements
- Pakistani national
- Salaried or self-employed
- CNIC required
⚡ 2-5 business days Check rates →
A

Allied Personal Finance
Personal
Allied Bank
APR

28.8–29.8%

/yr

Amount

Rs30k–Rs3M

Term

12–48mo
Requirements
- Pakistani national aged 21-59 (salaried) or 21-64 (self-employed)
- Min salary PKR 25,000 (ABL clients) or PKR 35,000 (other bank)
- Min 6 months banking relationship
⚡ 3-5 business days Check rates →
M

MCB Personal Loan
Personal
MCB Bank
APR

25.36–27.36%

/yr

Amount

Rs50k–Rs2M

Term

12–48mo
Requirements
- Salaried (private sector, government, armed forces)
- Existing credit history with any bank
- MCB salary account (1+ year) or existing MCB Car4U customer
⚡ 3-5 business days Check rates →
H

HBL Personal Loan
Personal
HBL
APR

21.36–35.99%

/yr

Amount

Rs25k–Rs3M

Term

12–48mo
Requirements
- Pakistani national
- Salaried or self-employed
- No collateral or guarantor required
⚡ Via HBL Mobile App Check rates →