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August 2026

03 Aug

Choosing Between Top Personal Loans: What's Best for You?

Compare Fidelity Bank and GCB's personal loans — from borrowing limits to approval time, find the right fit for your needs.

Trending items

G

GCB 24-Hour Personal Loan
Personal
GCB Bank
APR

22.75–30.0%

/yr

Amount

₵2k–₵700k

Term

12–60mo
Requirements
- Salaried worker on government payroll or profiled employer
- Ghana Card (Ecowas ID)
- Recent 3 months payslips
⚡ Within 24 hours Check rates →
A

Absa Direct Personal Loan
Personal
Absa Ghana
APR

7.03–30.03%

/yr

Amount

₵500–₵1M

Term

6–96mo
Requirements
- Absa account holder
- 6 months employment
- Permanent staff or fixed-term contract
⚡ Quick approval Check rates →
S

Standard Chartered Personal Loan
Personal
Standard Chartered Ghana
APR

25.83–32.0%

/yr

Amount

₵800–₵350k

Term

12–72mo
Requirements
- Salary account with Standard Chartered
- Minimum 6 months employment
- Credit life insurance required
⚡ Subject to assessment Check rates →
O

OmniBSIC Bank Personal Loan
Personal
OmniBSIC Bank
APR

—

/yr

Amount

—

Term

≤36mo
Requirements
- OmniBSIC account holder
- Salaried worker
- 6 months payslips
⚡ 2 working days Check rates →
S

Stanbic Bank Personal Loan
Personal
Stanbic Bank Ghana
APR

—

/yr

Amount

₵2k–₵500k

Term

12–72mo
Requirements
- Profiled employer
- 6 months confirmed employment
- Stanbic account (1 month minimum)
⚡ 2 working days Check rates →
F

Fidelity Bank Personal Loan
Personal
Fidelity Bank Ghana
APR

22.0%

/yr

Amount

Up to ₵450k

Term

6–84mo
Requirements
- Fidelity Bank account holder
- Salaried worker
- 6 months minimum employment
⚡ 48 hours Check rates →