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Boodle Short-Term Loan

APR: 36.0–60.0%; /yr
Amount: —
Term: —

FNB Personal Loan with eBucks Rewards

Personal

FNB (First National Bank)

APR: 12.0–27.75%; /yr
Amount: R1k–R300k
Term: 6–72mo

Requirements

South African ID
Age 18+
FNB account

Finance27 Short-Term Loan

Finance27

APR: 36.0–60.0%; /yr
Amount: —
Term: —

Standard Bank Personal Loan

Personal

Standard Bank

APR: 12.25–29.25%; /yr
Amount: R2k–R300k
Term: 6–72mo

Requirements

South African ID
Age 18+
Standard Bank account

Mulah Short-Term Loan

Mulah

APR: 36.0–60.0%; /yr
Amount: —
Term: —

Capfin Personal Loan

Personal

Capfin

APR: 21.0–27.75%; /yr
Amount: R1k–R50k
Term: 1–24mo

Requirements

South African ID
Age 18+
Regular salary of R2,000+

Wonga Short-Term Loan

Wonga

APR: 36.0–60.0%; /yr
Amount: —
Term: —

Nedbank Personal Loan

Personal

Nedbank

APR: 10.25–27.75%; /yr
Amount: R2k–R300k
Term: 6–72mo

Requirements

South African ID
Age 18+
Regular income

Lime24 Short-Term Loan

APR: 36.0–60.0%; /yr
Amount: —
Term: —

Letsatsi Finance Personal Loan

Personal

Letsatsi Finance

APR: 24.0–27.75%; /yr
Amount: R500–R8k
Term: 1–6mo

Requirements

South African ID
Age 18+
Employed with R2,500+ salary

TymeBank Personal Loan

Personal

TymeBank

APR: 15.0–27.75%; /yr
Amount: R500–R100k
Term: 3–36mo

Requirements

South African ID
Age 18+
TymeBank account

Bayport Personal Loan for Government Employees

Personal

Bayport Financial Services

APR: 18.0–27.75%; /yr
Amount: R2k–R250k
Term: 6–60mo

Requirements

South African ID
Age 18+
Regular income

Sanlam Credit Solutions Personal Loan

Personal

Sanlam Credit Solutions

APR: 15.0–27.29%; /yr
Amount: R2k–R200k
Term: 6–60mo

Requirements

South African ID
Age 18+
Employed with R3,500+ salary

DirectAxis Personal Loan

Personal

DirectAxis

APR: 15.0–27.75%; /yr
Amount: R2k–R250k
Term: 6–72mo

Requirements

South African ID
Age 18+
Regular income

Old Mutual Personal Loan

Personal

Old Mutual

APR: 15.0–28.0%; /yr
Amount: R5k–R200k
Term: 12–60mo

Requirements

South African ID
Age 18+
Employed with R3,000+ salary

Capitec Personal Loan

Personal

Capitec Bank

APR: 12.25–27.75%; /yr
Amount: R1k–R250k
Term: 6–84mo

Requirements

South African ID
Age 18+
Regular income

FinChoice Personal Loan

Personal

FinChoice

APR: 27.0–27.75%; /yr
Amount: R500–R50k
Term: 1–36mo

Requirements

South African ID
Age 18+
Regular salary

RCS Personal Loan

Personal

RCS Financial Services

APR: 15.0–27.75%; /yr
Amount: R1k–R100k
Term: 6–60mo

Requirements

South African ID
Age 18+
Regular income

Absa Personal Loan

Personal

Absa

APR: 12.0–27.75%; /yr
Amount: R2k–R300k
Term: 6–72mo

Requirements

South African ID
Age 18+
Regular income

Finbond Mutual Bank Personal Loan

Personal

Finbond Mutual Bank

APR: 21.0–27.75%; /yr
Amount: R500–R25k
Term: 1–24mo

Requirements

South African ID
Age 18+
Regular income

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