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FNB Student Loan

Student

FNB (First National Bank)

APR: —; /yr
Amount: Up to R450k
Term: —

Requirements

Minimum income of R3,000
South African ID for applicant and student
Latest 3 months' payslips or bank statements

FNB Vehicle Finance

Auto

FNB (First National Bank)

APR: —; /yr
Amount: R30k
Term: —

Requirements

Age 18+
Driving licence
Earn at least R6,000 a month

Lime24 Short-Term Loan

Short-Term

APR: 36.0–60.0%; /yr
Amount: R500–R8k
Term: 3–3mo

Requirements

Cellphone number, SA ID, bank account details, latest 3 months bank statements (showing 3 salary deposits)

Absa MyHome Loan

Mortgage

Absa

Requirements

Single or joint gross monthly income up to R34,800
Latest payslip
3 months' bank statements (6 if self-employed)

FinChoice Personal Loan

Personal

FinChoice

APR: 27.0–27.75%; /yr
Amount: R500–R50k
Term: 3–36mo

Requirements

South African ID
Age 18+
Regular salary

African Bank Debt Consolidation Loan

Consolidation

African Bank

APR: —; /yr
Amount: Up to R500k
Term: 18–72mo

Lula Fixed-Term Business Funding

Business

Lula

APR: —; /yr
Amount: R10k–R5M
Term: 3–12mo

Requirements

Registered South African business trading for 1+ year
Monthly revenue of R40,000+

Fundi Student Loan

Student

Fundi

APR: —; /yr
Amount: —
Term: 6–36mo

Absa Vehicle Finance Instalment Sale Agreement

Auto

Absa

Requirements

Proof of address
Latest payslip
3 months' bank statements

Boodle Short-Term Loan

Short-Term

APR: 36–60%; /yr
Amount: R4k–R8k
Term: 3–6mo

Requirements

Valid SA ID, internet banking access, verifiable income (90 days), 18+ years

FNB Home Loan

Mortgage

FNB (First National Bank)

Requirements

Proof of income
Proof of residence
Debit order or salary stop order

DirectAxis Personal Loan

Personal

DirectAxis

APR: 15.0–27.75%; /yr
Amount: R2k–R250k
Term: 6–72mo

Requirements

South African ID
Age 18+
Regular income

Old Mutual Debt Consolidation Loan

Consolidation

Old Mutual

APR: —; /yr
Amount: Up to R250k
Term: 3–72mo

Requirements

South African citizen
Age 18+
ID document

GoTyme Business Advance

Business

GoTyme Bank

APR: —; /yr
Amount: Up to R5M
Term: —

Requirements

Monthly turnover of R50,000 or more
At least 3 to 6 months of trading history
Recent business bank statements

Nedbank Student Loan

Student

Nedbank

Requirements

Guarantor for full-time students
Course of NQF level 5 or higher

MFC Vehicle Finance

Auto

MFC (Nedbank)

APR: —; /yr
Amount: R50k
Term: ≤96mo

Requirements

South African citizen aged 18+
Valid South African driving licence
Proof of residential address

Finance27 Short-Term Loan

Short-Term

Finance27

APR: 36.0–38%; /yr
Amount: R1k–R7.2k
Term: 2–2mo

Requirements

SA resident, 18+, employed, valid bank account, pass credit checks

Nedbank Home Loan

Mortgage

Nedbank

APR: —; /yr
Amount: —
Term: 60–360mo

Requirements

Proof of income
Credit and affordability assessment

Nedbank Personal Loan

Personal

Nedbank

APR: 10.25–27.75%; /yr
Amount: R2k–R300k
Term: 6–72mo

Requirements

South African ID
Age 18+
Regular income

DirectAxis Debt Consolidation Loan

Consolidation

DirectAxis

APR: —; /yr
Amount: R10k–R350k
Term: 24–72mo

Requirements

South African ID
Regular monthly income of at least R5,000
Proof of residential address

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