Mulah
- APR
- 36.0–60.0%
- /yr
- Amount
- R500–R8k
- Term
- ≤3mo
Requirements
- Cellphone number, SA ID number, bank account details, latest 3 months bank statements (showing 3 salary deposits)
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FinChoice Personal Loan
Personal- APR
- 27.0–27.75%
- /yr
- Amount
- R500–R50k
- Term
- 1–36mo
Requirements
- South African ID
- Age 18+
- Regular salary
- APR
- 36–60%
- /yr
- Amount
- R4k–R8k
- Term
- 1–6mo
Requirements
- Valid SA ID, internet banking access, verifiable income (90 days), 18+ years
FNB (First National Bank)
- APR
- 12.0–27.75%
- /yr
- Amount
- R1k–R300k
- Term
- 6–72mo
Requirements
- South African ID
- Age 18+
- FNB account
Wonga
- APR
- 36.0–60.0%
- /yr
- Amount
- R500–R8k
- Term
- 1–6mo
Requirements
- Cellphone number, SA ID number, bank account details, most recent proof of income
DirectAxis Personal Loan
Personal- APR
- 15.0–27.75%
- /yr
- Amount
- R2k–R250k
- Term
- 6–72mo
Requirements
- South African ID
- Age 18+
- Regular income
Finance27
- APR
- 36.0–38%
- /yr
- Amount
- R1k–R7.2k
- Term
- 2–2mo
Requirements
- SA resident, 18+, employed, valid bank account, pass credit checks
Standard Bank Personal Loan
Personal- APR
- 12.25–29.25%
- /yr
- Amount
- R2k–R300k
- Term
- 6–72mo
Requirements
- South African ID
- Age 18+
- Standard Bank account
- APR
- 36.0–60.0%
- /yr
- Amount
- R500–R8k
- Term
- ≤3mo
Requirements
- Cellphone number, SA ID, bank account details, latest 3 months bank statements (showing 3 salary deposits)
Fasta Personal Loan
Personal- APR
- 24.0–27.75%
- /yr
- Amount
- R500–R8k
- Term
- 1–6mo
Requirements
- South African ID
- Age 18+
- Bank account
Finbond Mutual Bank Personal Loan
Personal- APR
- 21.0–27.75%
- /yr
- Amount
- R500–R25k
- Term
- 1–24mo
Requirements
- South African ID
- Age 18+
- Regular income
Capitec Personal Loan
Personal- APR
- 12.25–27.75%
- /yr
- Amount
- R1k–R250k
- Term
- 6–84mo
Requirements
- South African ID
- Age 18+
- Regular income
Sanlam Credit Solutions
- APR
- 15.0–27.29%
- /yr
- Amount
- R2k–R200k
- Term
- 6–60mo
Requirements
- South African ID
- Age 18+
- Employed with R3,500+ salary
Bayport Financial Services
- APR
- 18.0–27.75%
- /yr
- Amount
- R2k–R250k
- Term
- 6–60mo
Requirements
- South African ID
- Age 18+
- Regular income
Letsatsi Finance Personal Loan
Personal- APR
- 24.0–27.75%
- /yr
- Amount
- R500–R8k
- Term
- 1–6mo
Requirements
- South African ID
- Age 18+
- Employed with R2,500+ salary
TymeBank Personal Loan
Personal- APR
- 15.0–27.75%
- /yr
- Amount
- R500–R100k
- Term
- 3–36mo
Requirements
- South African ID
- Age 18+
- TymeBank account
Old Mutual Personal Loan
Personal- APR
- 15.0–28.0%
- /yr
- Amount
- R5k–R200k
- Term
- 12–60mo
Requirements
- South African ID
- Age 18+
- Employed with R3,000+ salary
Nedbank Personal Loan
Personal- APR
- 10.25–27.75%
- /yr
- Amount
- R2k–R300k
- Term
- 6–72mo
Requirements
- South African ID
- Age 18+
- Regular income
Absa Personal Loan
Personal- APR
- 12.0–27.75%
- /yr
- Amount
- R2k–R300k
- Term
- 6–72mo
Requirements
- South African ID
- Age 18+
- Regular income
RCS Personal Loan
Personal- APR
- 15.0–27.75%
- /yr
- Amount
- R1k–R100k
- Term
- 6–60mo
Requirements
- South African ID
- Age 18+
- Regular income
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