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Personal Loans Debt Consolidation Home Improvement Auto Loans

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HSBC Personal Instalment Loan

Personal

HSBC Singapore

APR: 2.5–12.0%; /yr
Amount: S$5k–S$100k
Term: 12–60mo

Requirements

Singapore citizen or PR or foreigner with EP
Age 21-65
Min annual income SGD 40,000

Standard Chartered Home Loan

Mortgage

Standard Chartered Bank

APR: 1.5–5.5%; /yr
Amount: —
Term: 12–360mo

DBS Debt Consolidation Plan

Consolidation

DBS Bank

APR: 1.99–9.0%; /yr
Amount: —
Term: 12–120mo

Hong Leong Finance Car Loan

Auto

Hong Leong Finance

APR: 5.24–5.81%; /yr
Amount: S$20k–S$150k
Term: 12–84mo

Requirements

Age 21+
Singaporean, PR, or foreigner
Purchasing brand new vehicle

DBS Personal Loan

Personal

DBS Bank

APR: 3.22–12.0%; /yr
Amount: S$3k–S$200k
Term: 12–60mo

Requirements

Singapore citizen or PR or foreigner with valid work pass
Age 21-65
Min annual income SGD 30,000 (citizen/PR) or SGD 40,000 (foreigner)

DBS Home Loan

Mortgage

DBS Bank

APR: 1.48–3.22%; /yr
Amount: —
Term: 12–360mo

DBS Car Loan

Auto

DBS Bank

APR: 2.78–3.5%; /yr
Amount: S$10k–S$200k
Term: 12–84mo

Requirements

Singapore citizen or PR
Minimum age 21
Minimum annual income SGD 30,000

Standard Chartered CashOne Personal Loan

Personal

Standard Chartered

APR: 3.5–14.0%; /yr
Amount: S$5k–S$250k
Term: 12–60mo

Requirements

Singapore citizen or PR or foreigner with EP
Age 21-65
Min annual income SGD 30,000 (citizen/PR) or SGD 60,000 (foreigner)

UOB Car Loan: Flexible Financing for Your Vehicle

Auto

UOB

APR: 2.78–3.88%; /yr
Amount: S$10k–S$500k
Term: 12–84mo

Requirements

Singapore citizen or PR
Age 21+
Min income S$30,000/year

UOB Personal Loan

Personal

UOB

APR: 3.54–12.0%; /yr
Amount: S$5k–S$200k
Term: 12–60mo

Requirements

Singapore citizen or PR or foreigner with EP
Age 21-65
Min annual income SGD 30,000

Maybank Car Loan

Auto

Maybank Singapore

APR: 5.24–5.81%; /yr
Amount: S$10k–S$150k
Term: 12–84mo

Requirements

Age 21+
Singapore citizen, PR, or foreigner
Valid driving licence

OCBC Personal Loan

Personal

OCBC Bank

APR: 3.99–12.0%; /yr
Amount: S$5k–S$250k
Term: 12–60mo

Requirements

Singapore citizen or PR or foreigner with EP/SP
Age 21-65
Min annual income SGD 30,000

OCBC Car Loan

Auto

OCBC Bank

APR: 2.48–3.5%; /yr
Amount: S$10k–S$200k
Term: 12–84mo

Requirements

Singapore citizen or PR
Minimum age 21
Minimum annual income SGD 30,000

CIMB Personal Loan

Personal

CIMB Bank

APR: 3.0–12.0%; /yr
Amount: S$5k–S$200k
Term: 12–60mo

Requirements

Singapore citizen or PR or foreigner with EP
Age 21-65
Min annual income SGD 30,000

Latest from the blog

Personal Loans for Freelancers: Top Picks in 2026

Freelancers often face unique challenges when seeking personal loans. Here are tailored options that cater specifically to the self-employed, focusing on flexibility and realistic approval criteria.