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Personal Loans Debt Consolidation Home Improvement Auto Loans
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UOB Personal Loan

Personal
UOB
APR
3.54–12.0%
/yr
Amount
S$5k–S$200k
Term
12–60mo
Requirements
  • Singapore citizen or PR or foreigner with EP
  • Age 21-65
  • Min annual income SGD 30,000

DBS Car Loan

Auto
DBS Bank
APR
2.78–3.5%
/yr
Amount
S$10k–S$200k
Term
12–84mo
Requirements
  • Singapore citizen or PR
  • Minimum age 21
  • Minimum annual income SGD 30,000

OCBC Personal Loan

Personal
OCBC Bank
APR
3.99–12.0%
/yr
Amount
S$5k–S$250k
Term
12–60mo
Requirements
  • Singapore citizen or PR or foreigner with EP/SP
  • Age 21-65
  • Min annual income SGD 30,000

Hong Leong Finance Car Loan

Auto
Hong Leong Finance
APR
5.24–5.81%
/yr
Amount
S$20k–S$150k
Term
12–84mo
Requirements
  • Age 21+
  • Singaporean, PR, or foreigner
  • Purchasing brand new vehicle

Standard Chartered CashOne Personal Loan

Personal
Standard Chartered
APR
3.5–14.0%
/yr
Amount
S$5k–S$250k
Term
12–60mo
Requirements
  • Singapore citizen or PR or foreigner with EP
  • Age 21-65
  • Min annual income SGD 30,000 (citizen/PR) or SGD 60,000 (foreigner)

OCBC Car Loan

Auto
OCBC Bank
APR
2.48–3.5%
/yr
Amount
S$10k–S$200k
Term
12–84mo
Requirements
  • Singapore citizen or PR
  • Minimum age 21
  • Minimum annual income SGD 30,000

DBS Personal Loan

Personal
DBS Bank
APR
3.22–12.0%
/yr
Amount
S$3k–S$200k
Term
12–60mo
Requirements
  • Singapore citizen or PR or foreigner with valid work pass
  • Age 21-65
  • Min annual income SGD 30,000 (citizen/PR) or SGD 40,000 (foreigner)

Maybank Car Loan

Auto
Maybank Singapore
APR
5.24–5.81%
/yr
Amount
S$10k–S$150k
Term
12–84mo
Requirements
  • Age 21+
  • Singapore citizen, PR, or foreigner
  • Valid driving licence

HSBC Personal Instalment Loan

Personal
HSBC Singapore
APR
2.5–12.0%
/yr
Amount
S$5k–S$100k
Term
12–60mo
Requirements
  • Singapore citizen or PR or foreigner with EP
  • Age 21-65
  • Min annual income SGD 40,000

CIMB Personal Loan

Personal
CIMB Bank
APR
3.0–12.0%
/yr
Amount
S$5k–S$200k
Term
12–60mo
Requirements
  • Singapore citizen or PR or foreigner with EP
  • Age 21-65
  • Min annual income SGD 30,000

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Personal Loans for Freelancers: Top Picks in 2026

Freelancers often face unique challenges when seeking personal loans. Here are tailored options that cater specifically to the self-employed, focusing on flexibility and realistic approval criteria.