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DBS Personal Loan

Personal
DBS Bank
APR
3.22–12.0%
/yr
Amount
$3k–$200k
Term
12–60mo
Requirements
  • Singapore citizen or PR or foreigner with valid work pass
  • Age 21-65
  • Min annual income SGD 30,000 (citizen/PR) or SGD 40,000 (foreigner)

DBS Car Loan

Auto
DBS Bank
APR
2.78–3.5%
/yr
Amount
$10k–$200k
Term
12–84mo
Requirements
  • Singapore citizen or PR
  • Minimum age 21
  • Minimum annual income SGD 30,000

OCBC Personal Loan

Personal
OCBC Bank
APR
3.99–12.0%
/yr
Amount
$5k–$250k
Term
12–60mo
Requirements
  • Singapore citizen or PR or foreigner with EP/SP
  • Age 21-65
  • Min annual income SGD 30,000

OCBC Car Loan

Auto
OCBC Bank
APR
2.48–3.5%
/yr
Amount
$10k–$200k
Term
12–84mo
Requirements
  • Singapore citizen or PR
  • Minimum age 21
  • Minimum annual income SGD 30,000

UOB Personal Loan

Personal
UOB
APR
3.54–12.0%
/yr
Amount
$5k–$200k
Term
12–60mo
Requirements
  • Singapore citizen or PR or foreigner with EP
  • Age 21-65
  • Min annual income SGD 30,000

CIMB Personal Loan

Personal
CIMB Bank
APR
3.0–12.0%
/yr
Amount
$5k–$200k
Term
12–60mo
Requirements
  • Singapore citizen or PR or foreigner with EP
  • Age 21-65
  • Min annual income SGD 30,000

Maybank Car Loan

Auto
Maybank Singapore
APR
5.24–5.81%
/yr
Amount
$10k–$150k
Term
12–84mo
Requirements
  • Age 21+
  • Singapore citizen, PR, or foreigner
  • Valid driving licence

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Personal Loans for Freelancers: Top Picks in 2026

Freelancers often face unique challenges when seeking personal loans. Here are tailored options that cater specifically to the self-employed, focusing on flexibility and realistic approval criteria.