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MCB Bank
APR
25.36–27.36%
/yr
Amount
Rs50k–Rs2M
Term
12–48mo
Requirements
  • Salaried (private sector, government, armed forces)
  • Existing credit history with any bank
  • MCB salary account (1+ year) or existing MCB Car4U customer
Allied Bank
APR
28.8–29.8%
/yr
Amount
Rs30k–Rs3M
Term
12–48mo
Requirements
  • Pakistani national aged 21-59 (salaried) or 21-64 (self-employed)
  • Min salary PKR 25,000 (ABL clients) or PKR 35,000 (other bank)
  • Min 6 months banking relationship
Bank Alfalah
APR
29.8–35.0%
/yr
Amount
Rs50k–Rs3M
Term
12–48mo
Requirements
  • Pakistani national
  • Age 21-60 (salaried)
  • Salaried, self-employed, landlords, housewives, or retired
Standard Chartered
APR
22.0–28.0%
/yr
Amount
Rs30k–Rs4M
Term
12–60mo
Requirements
  • Pakistani national aged 21+ (salaried) or 25+ (self-employed)
  • Valid CNIC
  • Active email and Pakistan mobile number
APR
30.0%
/yr
Amount
Rs50k–Rs4M
Term
12–48mo
Requirements
  • Pakistani national
  • Age 18-70 at maturity
  • Min salary PKR 50,000 (salaried) or PKR 100,000 (self-employed)
HBL
APR
21.36–35.99%
/yr
Amount
Rs25k–Rs3M
Term
12–48mo
Requirements
  • Pakistani national
  • Salaried or self-employed
  • No collateral or guarantor required

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