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ICICI Bank
APR
8.5–13.0%
/yr
Amount
₹100k
Term
12–144mo
Requirements
  • Indian national
  • Admission to recognised institution in India or abroad
  • Co-applicant required
APR
8.15%
/yr
Amount
₹100k–₹2.5M
Term
12–84mo
Requirements
  • Salaried or self-employed applicant
  • Minimum age 21
  • Minimum income ₹3 lakh per annum
State Bank of India
APR
6.9–9.9%
/yr
Amount
₹100k–₹5M
Term
12–180mo
Requirements
  • Indian national
  • Admission to recognised institution in India or abroad
  • Parent/guardian as co-borrower
HDFC Bank
APR
10.5–13.5%
/yr
Amount
₹100k–₹5M
Term
12–180mo
Requirements
  • Indian national aged 16-35
  • Admission to recognised institution
  • Co-applicant (parent/guardian) required
Punjab National Bank
APR
6.85–11.6%
/yr
Amount
₹100k–₹5M
Term
12–180mo
Requirements
  • Resident Indian
  • Admission through entrance test or merit-based selection
  • Parent/guardian as joint borrower
Axis Bank
APR
6.9–13.5%
/yr
Amount
₹50k–₹7.5M
Term
12–180mo
Requirements
  • Indian national
  • Admission to recognised institution in India or abroad
  • Parent/guardian as co-applicant

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