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Absa Direct Personal Loan

Personal

Absa Ghana

APR: 7.03–30.03%; /yr
Amount: $500–$1M
Term: 6–96mo

Requirements

Absa account holder
6 months employment
Permanent staff or fixed-term contract

GCB 24-Hour Personal Loan

Personal

GCB Bank

APR: 22.75–30.0%; /yr
Amount: $2k–$700k
Term: 12–60mo

Requirements

Salaried worker on government payroll or profiled employer
Ghana Card (Ecowas ID)
Recent 3 months payslips

Fidelity Bank Personal Loan

Personal

Fidelity Bank Ghana

APR: 22.0%; /yr
Amount: ≤$450k
Term: 6–84mo

Requirements

Fidelity Bank account holder
Salaried worker
6 months minimum employment

Bank of Africa Personal Loan

Personal

Bank of Africa Ghana

APR: 10.0%; /yr
Amount: —
Term: ≤36mo

Requirements

BOA account holder
Salaried worker
6 months employment minimum

Standard Chartered Personal Loan

Personal

Standard Chartered Ghana

APR: 25.83–32.0%; /yr
Amount: $800–$350k
Term: 12–72mo

Requirements

Salary account with Standard Chartered
Minimum 6 months employment
Credit life insurance required