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KOHO Credit Building Account

Credit Builder

KOHO

APR: —; /yr
Amount: ≤CA$10
Term: 4–12mo

Requirements

Canadian resident
18+ years old
Active bank account

Spring Financial Personal Loan

Personal

Spring Financial

APR: 9.99–34.95%; /yr
Amount: CA$300–CA$35k
Term: 12–60mo

Requirements

Canadian resident
18+ years old
Active bank account

Coast Capital Savings Personal Loan

Personal

Coast Capital Savings

APR: 7.99–14.99%; /yr
Amount: CA$1k–CA$50k
Term: 12–60mo

Requirements

Coast Capital member
Canadian resident
Good credit score

Meridian Credit Union Personal Loan

Personal

Meridian Credit Union

APR: 7.49–12.99%; /yr
Amount: CA$1k–CA$50k
Term: 12–60mo

Requirements

Ontario resident (member)
Good credit score
Proof of income

LendDirect Personal Loan

Personal

LendDirect

APR: 19.9–46.93%; /yr
Amount: CA$500–CA$25k
Term: 6–60mo

Requirements

Canadian resident
18+ years old
Active bank account

Tangerine Line of Credit

Personal

Tangerine

APR: 7.45–12.45%; /yr
Amount: CA$1k–CA$50k
Term: 12–60mo

Requirements

Canadian resident
Tangerine client or new applicant
Good credit history

BMO Personal Loan

Personal

BMO

APR: 8.99–22.99%; /yr
Amount: CA$2k–CA$35k
Term: 12–60mo

Requirements

Canadian resident
18+ years old
Good credit history

Fairstone Personal Loans

Personal

Fairstone

APR: 29.99–34.99%; /yr
Amount: CA$500–CA$50k
Term: 6–120mo

Requirements

Canadian resident
18+ years old
Proof of income

Scotiabank Personal Loan

Personal

Scotiabank

APR: 6.0–10.0%; /yr
Amount: CA$5k–CA$75k
Term: 12–60mo

Requirements

Canadian resident
Good credit score
Proof of income

goPeer Personal Loan

Personal

goPeer

APR: 8.99–34.99%; /yr
Amount: CA$1k–CA$35k
Term: 36–60mo

Requirements

Canadian resident
Credit score 600+
Active bank account

Desjardins Personal Loan

Personal

Desjardins

APR: 6.95–12.95%; /yr
Amount: CA$500–CA$50k
Term: 12–60mo

Requirements

Desjardins member
Canadian resident
Good credit history

Fig Financial Personal Loan

Personal

Fig Financial

APR: 8.99–29.49%; /yr
Amount: CA$2k–CA$35k
Term: 24–84mo

Requirements

Canadian resident
18+ years old
Active bank account

Fora Credit Line of Credit

Personal

Fora Credit

APR: 19.9–34.9%; /yr
Amount: CA$1k–CA$15k
Term: 12–100mo

Requirements

Canadian resident
18+ years old
Active bank account

National Bank Personal Loan

Personal

National Bank of Canada

APR: 7.95–14.95%; /yr
Amount: CA$2k–CA$50k
Term: 12–60mo

Requirements

Canadian resident
Good credit score
Proof of income

Mogo Personal Loan

Personal

Mogo

APR: 9.9–46.96%; /yr
Amount: CA$500–CA$35k
Term: 6–60mo

Requirements

Canadian resident
19+ years old
Active bank account

TD Bank Personal Loan

Personal

TD Bank

APR: 8.99–23.99%; /yr
Amount: CA$5k–CA$50k
Term: 12–84mo

Requirements

Canadian resident
Good credit history
Regular income

CIBC Unsecured Personal Loan Options

Personal

CIBC

APR: 9.0–10.0%; /yr
Amount: CA$3k–CA$200k
Term: 12–60mo

Requirements

Canadian resident
Minimum annual income $17,000 gross
Good credit score

RBC Royal Bank Personal Loan

Personal

RBC Royal Bank

APR: 9.0–13.0%; /yr
Amount: CA$5k–CA$50k
Term: 12–60mo

Requirements

Canadian resident
Good credit score
Steady income