CIBC Unsecured Personal Loan Options
Personal- APR
- 9.0–10.0%
- /yr
- Amount
- CA$3k–CA$200k
- Term
- 12–60mo
Requirements
- Canadian resident
- Minimum annual income $17,000 gross
- Good credit score
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Recently added
KOHO Credit Building Account
Credit Builder- APR
- —
- /yr
- Amount
- Up to CA$10
- Term
- 4–12mo
Requirements
- Canadian resident
- 18+ years old
- Active bank account
TD Bank Personal Loan
Personal- APR
- 8.99–23.99%
- /yr
- Amount
- CA$5k–CA$50k
- Term
- 12–84mo
Requirements
- Canadian resident
- Good credit history
- Regular income
LendDirect Personal Loan
Personal- APR
- 19.9–46.93%
- /yr
- Amount
- CA$500–CA$25k
- Term
- 6–60mo
Requirements
- Canadian resident
- 18+ years old
- Active bank account
BMO Personal Loan
Personal- APR
- 8.99–22.99%
- /yr
- Amount
- CA$2k–CA$35k
- Term
- 12–60mo
Requirements
- Canadian resident
- 18+ years old
- Good credit history
Meridian Credit Union Personal Loan
Personal- APR
- 7.49–12.99%
- /yr
- Amount
- CA$1k–CA$50k
- Term
- 12–60mo
Requirements
- Ontario resident (member)
- Good credit score
- Proof of income
RBC Royal Bank Personal Loan
Personal- APR
- 9.0–13.0%
- /yr
- Amount
- CA$5k–CA$50k
- Term
- 12–60mo
Requirements
- Canadian resident
- Good credit score
- Steady income
Fora Credit Line of Credit
Personal- APR
- 19.9–34.9%
- /yr
- Amount
- CA$1k–CA$15k
- Term
- 12–100mo
Requirements
- Canadian resident
- 18+ years old
- Active bank account
Coast Capital Savings Personal Loan
Personal- APR
- 7.99–14.99%
- /yr
- Amount
- CA$1k–CA$50k
- Term
- 12–60mo
Requirements
- Coast Capital member
- Canadian resident
- Good credit score
goPeer Personal Loan
Personal- APR
- 8.99–34.99%
- /yr
- Amount
- CA$1k–CA$35k
- Term
- 36–60mo
Requirements
- Canadian resident
- Credit score 600+
- Active bank account
Spring Financial Personal Loan
Personal- APR
- 9.99–34.95%
- /yr
- Amount
- CA$300–CA$35k
- Term
- 12–60mo
Requirements
- Canadian resident
- 18+ years old
- Active bank account
Scotiabank Personal Loan
Personal- APR
- 6.0–10.0%
- /yr
- Amount
- CA$5k–CA$75k
- Term
- 12–60mo
Requirements
- Canadian resident
- Good credit score
- Proof of income
Fairstone Personal Loans
Personal- APR
- 29.99–34.99%
- /yr
- Amount
- CA$500–CA$50k
- Term
- 6–120mo
Requirements
- Canadian resident
- 18+ years old
- Proof of income
National Bank Personal Loan
Personal- APR
- 7.95–14.95%
- /yr
- Amount
- CA$2k–CA$50k
- Term
- 12–60mo
Requirements
- Canadian resident
- Good credit score
- Proof of income
Fig Financial Personal Loan
Personal- APR
- 8.99–29.49%
- /yr
- Amount
- CA$2k–CA$35k
- Term
- 24–84mo
Requirements
- Canadian resident
- 18+ years old
- Active bank account
Mogo Personal Loan
Personal- APR
- 9.9–46.96%
- /yr
- Amount
- CA$500–CA$35k
- Term
- 6–60mo
Requirements
- Canadian resident
- 19+ years old
- Active bank account
Desjardins Personal Loan
Personal- APR
- 6.95–12.95%
- /yr
- Amount
- CA$500–CA$50k
- Term
- 12–60mo
Requirements
- Desjardins member
- Canadian resident
- Good credit history
Tangerine Line of Credit
Personal- APR
- 7.45–12.45%
- /yr
- Amount
- CA$1k–CA$50k
- Term
- 12–60mo
Requirements
- Canadian resident
- Tangerine client or new applicant
- Good credit history
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