O OppLoans Personal Loans Personal OppLoans APR 59.0–199.0% /yr Amount $500–$4k Term 9–18mo Requirements Active Bank Account Regular Income 18 Years Or Older
C Check Into Cash Check Into Cash APR 36.0–199.0% /yr Amount $50–$3k Term ≤12mo Requirements Active Bank Account Regular Income 18 Years Or Older
U Upgrade Debt Consolidation Loan Consolidation Upgrade APR 7.74–35.99% /yr Amount $1k–$50k Term 24–84mo Requirements Minimum credit score 580 US citizen or permanent resident Verifiable income
D Dave ExtraCash Credit Builder Dave APR — /yr Amount $25–$500 Term 1–1mo Requirements Dave Checking account Active bank account with income history No credit check
F Bethpage Federal Credit Union HELOC Mortgage FourLeaf Federal Credit Union APR 5.99–7.5% /yr Amount $10k–$500k Term 60–240mo Requirements Homeowner with equity in property Credit union membership required Good credit history
A Kabbage Business Line of Credit Business American Express APR — /yr Amount $2k–$250k Term 1–18mo Requirements FICO score 660+ Business at least 1 year old Average monthly revenue $3,000+
S SoFi Student Loan Refinancing Student SoFi APR 4.24–10.37% /yr Amount $5k–$1000.0k Term 60–240mo Requirements US citizen or permanent resident Employed or have an offer starting within 90 days Bachelor degree or higher from eligible school
A Advance America Advance America APR 36.0–199.0% /yr Amount $100–$5k Term ≤24mo Requirements Active Bank Account Regular Income 18 Years Or Older
L LendingClub Debt Consolidation Loan Consolidation LendingClub APR 5.96–35.99% /yr Amount $1k–$40k Term 24–60mo Requirements Minimum credit score 600 US citizen or permanent resident Verifiable income
B Brigit Instant Cash Credit Builder Brigit APR — /yr Amount $50–$250 Term 1–1mo Requirements Active bank account with regular income deposits No credit check required US resident
F Figure Home Equity Line of Credit Mortgage Figure APR 6.75–15.0% /yr Amount $15k–$750k Term 60–360mo Requirements Homeowner with sufficient equity Good credit score Reliable payment history
P PenFed Auto Loans Auto PenFed Credit Union APR 4.14–17.99% /yr Amount $500–$100k Term 12–84mo Requirements PenFed membership (open to all) US resident Aged 18+
C College Ave Student Loans Student College Ave APR 2.09–17.99% /yr Amount Up to $1k Term 60–180mo Requirements US citizen or permanent resident Enrolled at eligible school Creditworthy cosigner may be required
O OppLoans Personal Loans OppLoans APR 59.0–199.0% /yr Amount $500–$4k Term 9–18mo Requirements No minimum credit score Active bank account Verifiable income
S SoFi Debt Consolidation Loan Consolidation SoFi APR 7.74–35.49% /yr Amount $5k–$100k Term 24–84mo Requirements Minimum credit score 680 US citizen or permanent resident Employed or have regular income
B Better Mortgage Refinance Mortgage Better Mortgage APR 5.5–7.5% /yr Amount $50k–$3M Term 180–360mo Requirements Minimum credit score 620 US property owner Proof of income and employment
W Wells Fargo Auto Loans Auto Wells Fargo APR 5.49–19.99% /yr Amount $5k–$100k Term 12–72mo Requirements US resident Aged 18+ Good credit