O OppLoans Personal Loans OppLoans APR 59.0–199.0% /yr Amount $500–$4k Term 9–18mo Requirements No minimum credit score Active bank account Verifiable income
P PenFed Auto Loans Auto PenFed Credit Union APR 4.14–17.99% /yr Amount $500–$100k Term 12–84mo Requirements PenFed membership (open to all) US resident Aged 18+
N Navy Federal Credit Union Personal Loans Personal Navy Federal Credit Union APR 8.99–18.0% /yr Amount $250–$50k Term 6–180mo
U Upgrade Debt Consolidation Loan Consolidation Upgrade APR 7.74–35.99% /yr Amount $1k–$50k Term 24–84mo Requirements Minimum credit score 580 US citizen or permanent resident Verifiable income
A Kabbage Business Line of Credit Business American Express APR — /yr Amount $2k–$250k Term 1–18mo Requirements FICO score 660+ Business at least 1 year old Average monthly revenue $3,000+
B Brigit Instant Cash Credit Builder Brigit APR — /yr Amount $50–$250 Term 1–1mo Requirements Active bank account with regular income deposits No credit check required US resident
B Bethpage Federal Credit Union HELOC Home Bethpage Federal Credit Union APR 5.99–7.5% /yr Amount $10k–$500k Term 120–240mo
M MoneyKey Online Loans MoneyKey APR 49.0–200.0% /yr Amount $200–$3.5k Term 3–12mo Requirements Active bank account Verifiable income US resident in eligible state
L LightStream Auto Loans: Competitive Financing Options Auto LightStream (Truist) APR 6.49–25.39% /yr Amount $5k–$100k Term 24–84mo Requirements Good to excellent credit required for best rates US citizen or permanent resident
A Alliant Credit Union Personal Loans Personal Alliant Credit Union APR 6.75–16.0% /yr Amount $1k–$50k Term 12–60mo
L LendingClub Debt Consolidation Loan Consolidation LendingClub APR 5.96–35.99% /yr Amount $1k–$40k Term 24–60mo Requirements Minimum credit score 600 US citizen or permanent resident Verifiable income
D Dave ExtraCash Credit Builder Dave APR — /yr Amount $25–$500 Term 1–1mo Requirements Dave Checking account Active bank account with income history No credit check
B Better Mortgage Refinance Home Better Mortgage APR 5.5–7.5% /yr Amount $50k–$3M Term 180–360mo Requirements Minimum credit score 620 US property owner Proof of income and employment
C Check Into Cash Check Into Cash APR 36.0–199.0% /yr Amount $50–$3k Term ≤12mo Requirements active_bank_account regular_income 18_years_or_older
U USAA Auto Loan for Military Families Auto USAA APR 5.09–18.74% /yr Amount $5k–$150k Term 12–84mo Requirements US military member, veteran, or family USAA membership required Valid US SSN
O Oportun Personal Loans for Credit Building Personal Oportun APR 19.9–35.95% /yr Amount $300–$10k Term 12–48mo Requirements No minimum credit score required US resident in eligible state Valid bank account or debit card
S SoFi Debt Consolidation Loan Consolidation SoFi APR 7.74–35.49% /yr Amount $5k–$100k Term 24–84mo Requirements Minimum credit score 680 US citizen or permanent resident Employed or have regular income