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APR
35.95–35.99%
/yr
Amount
$300–$10k
Term
12–48mo
Requirements
  • SSN, ITIN, or passport accepted
  • No credit history required
  • No minimum credit score
Rocket Mortgage
APR
6.875–7.148%
/yr
Amount
$50k–$3M
Term
180–360mo
Requirements
  • US citizen or permanent resident
  • Valid employment and income documentation
  • Minimum credit score applies
APR
4.24–10.37%
/yr
Amount
$5k–$1000.0k
Term
60–240mo
Requirements
  • US citizen or permanent resident
  • Employed or have an offer starting within 90 days
  • Bachelor degree or higher from eligible school
APR
4.67–21.99%
/yr
Amount
$5k–$100k
Term
24–84mo
Requirements
  • Minimum credit score 580
  • Vehicle less than 10 years old
  • Valid US driver license
College Ave
APR
2.09–17.99%
/yr
Amount
Up to $1k
Term
60–180mo
Requirements
  • US citizen or permanent resident
  • Enrolled at eligible school
  • Creditworthy cosigner may be required
LendingClub
APR
5.96–35.99%
/yr
Amount
$1k–$40k
Term
24–60mo
Requirements
  • Minimum credit score 600
  • US citizen or permanent resident
  • Verifiable income
APR
8.5–11.5%
/yr
Amount
$25k–$500k
Term
60–360mo
Requirements
  • Homeowner with sufficient equity
  • US resident (not available in NY, HI, UT)
  • Property appraisal required

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