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Navy Federal Credit Union
APR
3.89–18.24%
/yr
Amount
$250–$100k
Term
12–96mo
Requirements
  • Military/DoD affiliation
  • Navy Federal membership
  • US resident
APR
4.15–14.9%
/yr
Amount
$5k–$500k
Term
—
Requirements
  • US citizen or permanent resident
  • Bachelor degree from eligible institution
  • Minimum credit score required
APR
35.95–35.99%
/yr
Amount
$300–$10k
Term
12–48mo
Requirements
  • SSN, ITIN, or passport accepted
  • No credit history required
  • No minimum credit score
DCU (Digital Federal Credit Union)
APR
5.24–18.0%
/yr
Amount
$500–$150k
Term
12–84mo
Requirements
  • US resident
  • DCU membership (free to join)
  • Valid SSN
APR
8.5–11.5%
/yr
Amount
$25k–$500k
Term
60–360mo
Requirements
  • Homeowner with sufficient equity
  • US resident (not available in NY, HI, UT)
  • Property appraisal required
APR
4.24–10.37%
/yr
Amount
$5k–$1000.0k
Term
60–240mo
Requirements
  • US citizen or permanent resident
  • Employed or have an offer starting within 90 days
  • Bachelor degree or higher from eligible school
LendingClub
APR
5.96–35.99%
/yr
Amount
$1k–$40k
Term
24–60mo
Requirements
  • Minimum credit score 600
  • US citizen or permanent resident
  • Verifiable income

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