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Sallie Mae
APR
2.99–16.38%
/yr
Amount
$1k–$200k
Term
60–180mo
Requirements
  • US citizen or permanent resident (international students may apply with eligible cosigner)
  • Age 18+
  • Valid SSN
APR
4.24–10.37%
/yr
Amount
$5k–$1000.0k
Term
60–240mo
Requirements
  • US citizen or permanent resident
  • Employed or have an offer starting within 90 days
  • Bachelor degree or higher from eligible school
PenFed Credit Union
APR
6.09–17.99%
/yr
Amount
$600–$50k
Term
12–60mo
Requirements
  • PenFed membership required (open to all via Voices for Americas Troops association)
  • US citizen or permanent resident
  • Age 18+
APR
8.5–11.5%
/yr
Amount
$25k–$500k
Term
60–360mo
Requirements
  • Homeowner with sufficient equity
  • US resident (not available in NY, HI, UT)
  • Property appraisal required
College Ave
APR
2.09–17.99%
/yr
Amount
Up to $1k
Term
60–180mo
Requirements
  • US citizen or permanent resident
  • Enrolled at eligible school
  • Creditworthy cosigner may be required
Better Mortgage
APR
5.5–7.5%
/yr
Amount
$50k–$3M
Term
180–360mo
Requirements
  • Minimum credit score 620
  • US property owner
  • Proof of income and employment
DCU (Digital Federal Credit Union)
APR
5.24–18.0%
/yr
Amount
$500–$150k
Term
12–84mo
Requirements
  • US resident
  • DCU membership (free to join)
  • Valid SSN
Rocket Mortgage
APR
6.875–7.148%
/yr
Amount
$50k–$3M
Term
180–360mo
Requirements
  • US citizen or permanent resident
  • Valid employment and income documentation
  • Minimum credit score applies
LendingClub
APR
5.96–35.99%
/yr
Amount
$1k–$40k
Term
24–60mo
Requirements
  • Minimum credit score 600
  • US citizen or permanent resident
  • Verifiable income

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