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Dave ExtraCash

Credit Builder
Dave
APR
/yr
Amount
$25–$500
Term
1–1mo
Requirements
  • Dave Checking account
  • Active bank account with income history
  • No credit check
LendingClub
APR
5.96–35.99%
/yr
Amount
$1k–$40k
Term
24–60mo
Requirements
  • Minimum credit score 600
  • US citizen or permanent resident
  • Verifiable income
PenFed Credit Union
APR
4.14–17.99%
/yr
Amount
$500–$100k
Term
12–84mo
Requirements
  • PenFed membership (open to all)
  • US resident
  • Aged 18+
APR
4.24–10.37%
/yr
Amount
$5k–$1000.0k
Term
60–240mo
Requirements
  • US citizen or permanent resident
  • Employed or have an offer starting within 90 days
  • Bachelor degree or higher from eligible school

Brigit Instant Cash

Credit Builder
Brigit
APR
/yr
Amount
$50–$250
Term
1–1mo
Requirements
  • Active bank account with regular income deposits
  • No credit check required
  • US resident
Alliant Credit Union
APR
6.75–16.0%
/yr
Amount
$1k–$50k
Term
12–60mo
Requirements
  • Alliant Credit Union membership required (open to all via joining Foster Care to Success)
  • US citizen or permanent resident
  • Age 18+
Navy Federal Credit Union
APR
3.89–18.24%
/yr
Amount
$250–$100k
Term
12–96mo
Requirements
  • Military/DoD affiliation
  • Navy Federal membership
  • US resident
APR
8.5–11.5%
/yr
Amount
$25k–$500k
Term
60–360mo
Requirements
  • Homeowner with sufficient equity
  • US resident (not available in NY, HI, UT)
  • Property appraisal required
APR
4.15–14.9%
/yr
Amount
$5k–$500k
Term
Requirements
  • US citizen or permanent resident
  • Bachelor degree from eligible institution
  • Minimum credit score required
CashNetUSA
APR
89.0–199.0%
/yr
Amount
$100–$3k
Term
≤12mo
Requirements
  • Active bank account
  • Verifiable income
  • Age 18+
APR
7.74–35.49%
/yr
Amount
$5k–$100k
Term
24–84mo
Requirements
  • Minimum credit score 680
  • US citizen or permanent resident
  • Employed or have regular income
Better Mortgage
APR
5.5–7.5%
/yr
Amount
$50k–$3M
Term
180–360mo
Requirements
  • Minimum credit score 620
  • US property owner
  • Proof of income and employment
College Ave
APR
2.09–17.99%
/yr
Amount
Up to $1k
Term
60–180mo
Requirements
  • US citizen or permanent resident
  • Enrolled at eligible school
  • Creditworthy cosigner may be required

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