Trusted by real people, not algorithms

Find the right loan — without the stress

We compared the lenders so you don't have to. Real rates, plain language, zero pressure.

Personal Loans Debt Consolidation Home Improvement Auto Loans Student Loans
Vetted lenders only Your data stays private No obligation to apply

Recently added

Brigit Instant Cash

Credit Builder
Brigit
APR
—
/yr
Amount
$50–$250
Term
1–1mo
Requirements
  • Active bank account with regular income deposits
  • No credit check required
  • US resident

Earnest Student Loan Refinance

Student
Earnest
APR
4.15–14.9%
/yr
Amount
$5k–$500k
Term
—
Requirements
  • US citizen or permanent resident
  • Bachelor degree from eligible institution
  • Minimum credit score required

SoFi Debt Consolidation Loan

Consolidation
SoFi
APR
7.74–35.49%
/yr
Amount
$5k–$100k
Term
24–84mo
Requirements
  • Minimum credit score 680
  • US citizen or permanent resident
  • Employed or have regular income

CashNetUSA

CashNetUSA
APR
89.0–199.0%
/yr
Amount
$100–$3k
Term
≤12mo
Requirements
  • Active bank account
  • Verifiable income
  • Age 18+

Dave ExtraCash

Credit Builder
Dave
APR
—
/yr
Amount
$25–$500
Term
1–1mo
Requirements
  • Dave Checking account
  • Active bank account with income history
  • No credit check

SoFi Student Loan Refinancing

Student
SoFi
APR
4.24–10.37%
/yr
Amount
$5k–$1000.0k
Term
60–240mo
Requirements
  • US citizen or permanent resident
  • Employed or have an offer starting within 90 days
  • Bachelor degree or higher from eligible school

LendingClub Debt Consolidation Loan

Consolidation
LendingClub
APR
5.96–35.99%
/yr
Amount
$1k–$40k
Term
24–60mo
Requirements
  • Minimum credit score 600
  • US citizen or permanent resident
  • Verifiable income

Advance America

Advance America
APR
36.0–199.0%
/yr
Amount
$100–$5k
Term
≤24mo
Requirements
  • Active bank account
  • Verifiable income
  • Age 18+

Sallie Mae Student Loans

Student
Sallie Mae
APR
2.99–16.38%
/yr
Amount
$1k–$200k
Term
60–180mo
Requirements
  • US citizen or permanent resident (international students may apply with eligible cosigner)
  • Age 18+
  • Valid SSN

Better Mortgage Refinance

Mortgage
Better Mortgage
APR
5.5–7.5%
/yr
Amount
$50k–$3M
Term
180–360mo
Requirements
  • Minimum credit score 620
  • US property owner
  • Proof of income and employment

Latest from the blog

Is the Figure HELOC Your Best Bet for Home Equity in 2026?

Considering a HELOC? Figure's offering has perks, but the APR range and eligibility might make you think twice.