Upgrade Debt Consolidation Loan
Consolidation- APR
- 7.74–35.99%
- /yr
- Amount
- $1k–$50k
- Term
- 24–84mo
Requirements
- Minimum credit score 580
- US citizen or permanent resident
- Verifiable income
We compared the lenders so you don't have to. Real rates, plain language, zero pressure.
Achieve advertises rates from 6.25% APR and funding in 24–72 hours, but the official page leaves key eligibility and fee questions unanswered.
PenFed advertises APRs from 6.39% with autopay, loans up to $50,000, and terms as long as 60 months.
Considering a HELOC? Figure's offering has perks, but the APR range and eligibility might make you think twice.