LendingClub Personal Loan
Personal- APR
- 6.53–35.99%
- /yr
- Amount
- $1k–$40k
- Term
- 24–60mo
Requirements
- US citizen or permanent resident
- Age 18+
- Valid SSN
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Rocket Mortgage
- APR
- 6.17–6.5%
- /yr
- Amount
- $50k–$3M
- Term
- 180–360mo
Requirements
- US citizen or permanent resident
- Age 18+
- Valid SSN
SoFi Debt Consolidation Loan
Consolidation- APR
- 7.74–35.49%
- /yr
- Amount
- $5k–$100k
- Term
- 24–84mo
Requirements
- Minimum credit score 680
- US citizen or permanent resident
- Employed or have regular income
MoneyKey
- APR
- 49.0–200.0%
- /yr
- Amount
- $200–$3.5k
- Term
- 3–12mo
Requirements
- Active bank account
- Verifiable income
- US resident in eligible state
SoFi Student Loan Refinancing
Student- APR
- 4.24–10.37%
- /yr
- Amount
- $5k–$1000.0k
- Term
- 60–240mo
Requirements
- US citizen or permanent resident
- Employed or have an offer starting within 90 days
- Bachelor degree or higher from eligible school
Brigit Instant Cash
Credit Builder- APR
- —
- /yr
- Amount
- $50–$250
- Term
- 1–1mo
Requirements
- Active bank account with regular income deposits
- No credit check required
- US resident
PenFed Auto Loans
Auto- APR
- 4.14–17.99%
- /yr
- Amount
- $500–$100k
- Term
- 12–84mo
Requirements
- PenFed membership (open to all)
- US resident
- Aged 18+
Kabbage Business Line of Credit
Business- APR
- —
- /yr
- Amount
- $2k–$250k
- Term
- 1–18mo
Requirements
- FICO score 660+
- Business at least 1 year old
- Average monthly revenue $3,000+
Affirm Pay Over Time
Personal- APR
- —
- /yr
- Amount
- $50–$17.5k
- Term
- 3–60mo
Requirements
- US resident
- Age 18+
- Valid mobile phone number
Better Mortgage Refinance
Mortgage- APR
- 5.5–7.5%
- /yr
- Amount
- $50k–$3M
- Term
- 180–360mo
Requirements
- Minimum credit score 620
- US property owner
- Proof of income and employment
LendingClub Debt Consolidation Loan
Consolidation- APR
- 5.96–35.99%
- /yr
- Amount
- $1k–$40k
- Term
- 24–60mo
Requirements
- Minimum credit score 600
- US citizen or permanent resident
- Verifiable income
CashNetUSA
- APR
- 89.0–199.0%
- /yr
- Amount
- $100–$3k
- Term
- ≤12mo
Requirements
- Active bank account
- Verifiable income
- Age 18+
Earnest Student Loan Refinance
Student- APR
- 4.15–14.9%
- /yr
- Amount
- $5k–$500k
- Term
- —
Requirements
- US citizen or permanent resident
- Bachelor degree from eligible institution
- Minimum credit score required
Dave ExtraCash
Credit Builder- APR
- —
- /yr
- Amount
- $25–$500
- Term
- 1–1mo
Requirements
- Dave Checking account
- Active bank account with income history
- No credit check
DCU Auto Loan
Auto- APR
- 5.24–18.0%
- /yr
- Amount
- $500–$150k
- Term
- 12–84mo
Requirements
- US resident
- DCU membership (free to join)
- Valid SSN
NetCredit Personal Loans
Personal- APR
- 34.0–155.0%
- /yr
- Amount
- $1k–$10k
- Term
- 6–60mo
Requirements
- Active bank account
- Verifiable income
- Age 18+
Figure Home Equity Line of Credit
Mortgage- APR
- 6.75–15.0%
- /yr
- Amount
- $15k–$750k
- Term
- 60–360mo
Requirements
- Homeowner with sufficient equity
- Good credit score
- Reliable payment history
Upgrade Debt Consolidation Loan
Consolidation- APR
- 7.74–35.99%
- /yr
- Amount
- $1k–$50k
- Term
- 24–84mo
Requirements
- Minimum credit score 580
- US citizen or permanent resident
- Verifiable income
Advance America
- APR
- 36.0–199.0%
- /yr
- Amount
- $100–$5k
- Term
- ≤24mo
Requirements
- Active bank account
- Verifiable income
- Age 18+
College Ave Student Loans
Student- APR
- 2.09–17.99%
- /yr
- Amount
- Up to $1k
- Term
- 60–180mo
Requirements
- US citizen or permanent resident
- Enrolled at eligible school
- Creditworthy cosigner may be required